Capital Asset Pricing Model (CAPM)
Formula:
Ri = Rf + βi × (Rm - Rf)
Formula Terms:
- R_i:Expected return of stock i
- R_f:Risk-free rate (e.g., 10-year Treasury yield)
- β_i:Beta coefficient - measures stock sensitivity to market movements
- R_m:Expected return of the market portfolio
- (R_m - R_f):Market risk premium - excess return over risk-free rate
Description:
CAPM is a single-factor model that explains the relationship between expected return and risk. It assumes that the expected return of a security equals the risk-free rate plus a risk premium based on the security's beta.
Factors:
- Beta (β):Measures the sensitivity of stock returns to market returnsSource: Calculated from historical data using regression analysis
- Market Return (R_m):Return of the market portfolio (typically S&P 500)Source: Yahoo Finance: ^GSPC
- Risk-Free Rate (R_f):Return on risk-free assets (typically 10-year Treasury yield)Source: FRED API: DGS10 or Treasury.gov
How to Use:
Use CAPM to estimate expected returns, calculate cost of equity, and assess market risk exposure.
Data Sources:
- Yahoo Finance: Market data (^GSPC)
- FRED API: Risk-free rate (DGS10)
- Treasury.gov: 10-year Treasury yield